DASK earthquake insurance Workflow Guide Workflow
DASK earthquake insurance Workflow Guide Workflow: confirm unit/address → query the policy on DASK → match insured/owner data, address code, gross area, construction type and building details → check start/end dates → correct any material mismatch before relying on the policy. Under DASK’s currently published tariff, from 1 August 2026 the maximum insured amount is TRY 2,451,062; the unit construction values are TRY 11,562 for reinforced-concrete buildings and TRY 7,708 for other construction types.
These are insurance-calculation values, not market valuations. DASK compulsory earthquake insurance: DASK lists building address, title information, construction year/type, storey count, damage status, dwelling gross area and use among policy inputs; the insured amount follows tariff rules and a maximum limit, so it is not the same as the property’s market value.
Official source: DASK Required Information Do not move forward while a conflict remains that affects a right, price or obligation.
Insurance is separate from structural safety
A DASK policy proves compulsory earthquake-insurance cover within its scope; it does not prove structural safety and its insured amount is not the property’s market value. Sequence the work so errors are caught before they become expensive: prove identity first, then legal/technical status, then cost and obligations, resolve gaps, and finally recheck changeable facts immediately before payment or signing. DASK states that the policy term is one year and must be renewed annually, and that coverage responsibility ends at the policy expiry date if renewal does not occur. Match the insured/right holder, address and address code, construction type, construction year, area and policy dates through a current policy query.
AFAD’s updated Türkiye Earthquake Hazard Map entered into force on 1 January 2019 and uses point-based hazard values rather than the old numbered “earthquake zone” concept. Paper evidence does not replace physical or engineering inspection where the issue concerns condition; the document must be reconciled with what is actually observed in the unit, building and site. It describes site hazard, not the structural performance of a particular building. Property review must therefore separate insurance status from engineering assessment of the building, materials, alterations and local ground conditions.
Permit, occupancy and fire safety
Check the building permit, occupancy/use permit where applicable, approved project, later alterations, actual use and maintenance history. Ministry of Environment guidance makes clear that the competent municipality or administration handles permitting and occupancy according to location, and project/legal compliance is separate from finish quality. On 22 May 2026 a new periodic fire-safety control system was announced, with controls by the local fire service or authorised fire-safety experts when applicable and duties on owners and managers to arrange them. Sequence the work so errors are caught before they become expensive: prove identity first, then legal/technical status, then cost and obligations, resolve gaps, and finally recheck changeable facts immediately before payment or signing.
Paper evidence does not replace physical or engineering inspection where the issue concerns condition; the document must be reconciled with what is actually observed in the unit, building and site. An old fire certificate is therefore insufficient after a change of use, systems replacement or major renovation. Review escape routes, alarm and suppression systems, test and maintenance logs, open deficiencies and the evidence that each deficiency was closed. Building compliance cannot be reduced to construction age.
Verified information for DASK compulsory earthquake insurance
compare documentary status with the physical, payment or operational reality relevant to the topic and write down every unexplained difference before commitment.
convert each unresolved difference into a named condition: evidence required, person responsible, deadline and the consequence if the condition is not satisfied.