Rechecking DASK on the property-transfer day
A verification completed two weeks earlier can have been correct at the time and still be insufficient for closing day. DASK policies can expire, renew or be corrected, and a new version can arrive after the buyer finished the first review. The closing-day question is deliberately narrow: is the policy being relied on today still effective, tied to the same dwelling and consistent with the latest verifiable property data?
Start with the current policy, not the historical folder
On the morning of closing, or as close to it as practical, check the policy number, start and expiry dates, address or address code, independent-unit details, floor area and construction type. Compare the result with the policy that existed when the deal was reviewed. If nothing changed, the check confirms current status. If a newer policy appears, understand why it exists before treating the earlier copy as controlling.
There is no need to reconstruct the entire insurance history again if that work has already been completed. The purpose is to catch a change that could make an earlier conclusion stale: expiry, renewal, an address or area correction, or a switch to another policy.
Read the start date together with the tariff period
For policies starting on 1 August 2026, DASK publishes construction unit costs of TRY 11,562/m² for reinforced-concrete buildings and TRY 7,708/m² for other structures, with a maximum insured amount of TRY 2,451,062. If an older policy is replaced shortly before transfer, figures can move because the tariff period has changed. That does not automatically explain a different address, floor area or construction type; identity-related data still need their own reconciliation.
What if the policy expires just after closing?
A policy that remains valid on transfer day is not expired merely because its end date is close. The buyer should nevertheless know when renewal is due so that cover does not lapse immediately after taking possession. Record the expiry and arrange renewal at the proper time. If the policy has already expired on the closing day, an old PDF should not be presented as evidence of current status.
Late corrections deserve careful reading
A correction may arrive in the final days: a corrected address, different area or more precise unit data. If the change is supported by the property documents and appears in the current official result, retain the reason together with the new version. If it creates a new conflict instead of resolving one, deadline pressure is not a reason to ignore it. The identity of the insured dwelling does not change because the appointment is imminent.
Do not turn the closing-day check into another subject
DASK does not prove structural safety and does not automatically insure every property risk. Closing day is not a reason to turn the compulsory policy into an engineering report or valuation. If those matters are required, they should have their own review. The DASK task is simply to ensure that the current compulsory earthquake-insurance policy is valid and correctly matched.
What should remain in the buyer’s file?
Keep evidence of the policy that was effective at closing, the date of the last verification and any new version that appeared before transfer, together with the reason for a material change. This prevents a later search through undated screenshots and uncertainty about which version actually governed the handover date.
A closing-day decision
DASK is ready for transfer when the current policy can be verified against the correct property, the effective period is clear and any material difference from the earlier review has a credible explanation. If property identity still conflicts or the policy is no longer valid, that is not a detail to postpone until after signature; current insurance status should be resolved before reliance.