Building insurance Risk Review
What the official record proves
Reconcile record and reality
Limits of the evidence
site earthquake hazard must be separated from the structural safety of the particular building. AFAD’s current national hazard map became effective on 1 January 2019 and describes location-based seismic hazard; it is not a structural-safety certificate for an individual building. Building review requires age, structural system, visible alterations and technical records, and serious concerns may justify specialist inspection or the statutory risky-building process under Law 6306. DASK is financial earthquake insurance for covered properties, not proof of structural resistance, and its compulsory policy is issued for one year and requires renewal. For subject-specific due diligence, these distinct evidentiary layers should never substitute for one another.
Decision consequence
Verification before commitment
“Building insurance Risk Review” engages Condominium Ownership Law No. 634 whenever the issue concerns an independent unit, common part, land share or site management. The law distinguishes independent sections, common areas and appurtenances and regulates management, common expenses and advances. An aidat amount, parking/storage right or ownership-share ratio should therefore not be accepted from a seller’s statement alone; the management plan, decision book, unit ledger, registry and approved project are checked according to the issue. For subject-specific due diligence, ordinary recurring dues should also be separated from exceptional advances or major works so future obligations are not hidden inside a quoted monthly figure.
What belongs in the transaction file
the Energy Performance Certificate and fire-safety records should be treated as documents with defined scopes, not as general guarantees of building quality. Ministry guidance states that the EKB contains information on energy need/consumption, insulation and heating/cooling efficiency and is valid for ten years from issuance; it also interacts with new-building occupancy procedures. Fire-prevention reporting requirements depend on building type and use and can require permit/occupancy and municipal documentation. For subject-specific due diligence, the actual certificate/report, building identifier, issue date, issuer and any later change of use are checked before drawing a conclusion.
For “Building insurance Risk Review”, site earthquake hazard must be separated from the structural safety of the particular building. AFAD’s current national hazard map became effective on 1 January 2019 and describes location-based seismic hazard; it is not a structural-safety certificate for an individual building. Building review requires age, structural system, visible alterations and technical records, and serious concerns may justify specialist inspection or the statutory risky-building process under Law 6306. DASK is financial earthquake insurance for covered properties, not proof of structural resistance, and its compulsory policy is issued for one year and requires renewal. For subject-specific due diligence, these distinct evidentiary layers should never substitute for one another.
For “Building insurance Risk Review”, authenticity is established through the issuing authority and chain of acquisition, not by the appearance of a PDF or an institutional logo. If bank-account or payment instructions change by email or message, the change should be confirmed through an independent, previously verified channel before funds move; a genuine contract does not make later payment instructions automatically genuine. Official systems such as EİDS or Web Tapu prove only the elements within their scope and should not be used to legitimize unrelated data. For subject-specific due diligence, preserve old and new versions, receipt time, sender, verification channel and result; that audit trail is what later exposes silent substitution or forged versions.